Monthly Budget Tracker Spreadsheet, Excel + Google Sheets, ZAR + Any Currency

A plain, tidy budget tracker. Log what comes in and goes out, and the spreadsheet compares it with what you planned, category by category and month by month. WHAT'S INSIDE • Two spreadsheets (.xlsx): one formatted in rand (R), one for any currency • Setup tab: your year and up to 30 categories with a planned monthly amount • Transactions tab: 500 rows with a category dropdown and filters • This Month tab: planned against actual, difference and % used for every category • Year View tab: income, spending and the difference for all 12 months • CSV starter table and a how-to note for Google Sheets GOOD TO KNOW This is a record-keeping tool. It does the adding up; it does not give financial advice. Digital download, no physical item ships.